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Payroll Tax Savings & Lower Healthcare Costs
Increase Profit and Improve Employee Wellbeing
Supplemental preventive healthcare benefits funded entirely by the tax savings, leaving employers with an
average annual net profit of
$800+ per qualified employee.
Program Benefits
Healthcare Cost Navigation
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Zero interest healthcare loan program.
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Financial aid, cost navigator, and medical bill reconciliation.
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Personalized financial guidance
Hospital Indemnity Coverage
Emergency Cash Benefits for:
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Hospital admission
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Ambulance
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In-hospital stay
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Emergency room visits
Access to Free Health Services
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24/7 Telehealth
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Wellness coaches
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Genetic testing
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Educational communications
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Dietary recommendations
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Mental Health resource
PROGRAM BENEFITS
About
10+
Years of Industry Experience
100+
Successful Programs Implemented
10,000+
Participating Employees
98%
Client Retention Rate

What problems does Overlay Health Solutions solve?
Employee Attrition
OHS offers multiple benefits helping employees reduce the cost of care making it more likely that your most well trained and productive employees remain with you.
Productivity and Absenteeism
Lost productivity and increased absenteeism due to delayed medical treatments. OHS helps employees pay for medical treatment improving the productivity of your operation.
Annual Premium Increases
Double-digit annual increases in group health premiums. OHS diverts medical expenses from your group health plan where claims have a direct impact on premiums.
Assistance with Out-of-Pocket Costs
Many employees have difficulty paying out of pocket costs. OHS helps employees pay for and defray the cost of medical treatments critical to maintaining productivity.
Jerry, CO
CFO, IT Company
"With everything going on — rising healthcare costs, labor, inflation, taxes, tariffs — my decision drives these savings. It doesn’t cost me anything, it saves money right away, and it even helps my employees manage inflation. Plus, Overlay Health handles rollout and payroll integration. Honestly, I cannot find a good reason to say no."
Mike, CT
Construction Company
"Running a construction business ain’t cheap—between rising healthcare costs, wages, and
everything else, every dollar matters. Overlay Health was a no-brainer. It didn’t cost me a thing, started saving us money right away, and even put more cash in my guys’ pockets. They handled all the setup and payroll stuff, so there was no hassle. Honestly, I can’t think of a single reason not to do it."
Diana, MI
Manufacturing Company
"Running a small manufacturing business, I have to watch every dollar. With healthcare costs, wages, and inflation all going up, I needed a way to save without cutting corners. Overlay Health was a no-brainer—it didn’t cost me a dime, started saving us money right away, and even put more cash in my employees’ pockets. They handled everything, from setup to payroll, making it
completely hassle-free. Honestly, there’s no reason not to do it."

Overlay Health Solutions (OHS) is committed to enhancing employer financial health through innovative health management solutions for employees. Our team of experts are dedicated to delivering impactful financial solutions, prioritizing tax savings to fit your business needs. ​

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